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Re: civil summons needs answer


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Posted by jo (65.41.162.121) on December 04, 2003 at 22:02:55:

In Reply to: Re: civil summons needs answer posted by Why Chat on December 04, 2003 at 21:18:59:

Maybe I should explain my situation further..

Divorced 1999..married 2000.. old debts from first marriage transferred to new hubbys good credit.. at the time I was working & paying the bills.but still they snowballed 25K turned into 50K.by beginning of 2002.X husband had loan on old house, I got the house in the divorce tried to rent it out,did so for 2 years,but that did not work, got behind on mortgage they foreclosed..also had a car repo'd that first hubby got me....so now I may have balance of foreclosure & balance of repo.

anyway in July of 2002 things got tough, so we signed up with debt guru, & was still having to pay 900.00 moth on the cards...IT WAS to high...I lost my job in Septemner of 2002 so we stopped paying.....then early 2003 I tried debt negotiation with PBS, paid them 750.00 & was suppose save towards settlements. I could not save & none were settled.....so I quit PBS & now have received civil summons from 2 accounts.
the debts have only been charged off for one year..& not paid for a little over one year, not paid a penny...so what do I do, short of CH7

thank you so much



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