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Re: Distraught and desperate


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Posted by LadynRed (199.91.33.254) on December 09, 2003 at 10:01:00:

In Reply to: Distraught and desperate posted by Kiddo on December 09, 2003 at 00:31:53:

As already noted, she is definitely NOT liable for ANY of that debt that does not have her name on it anywhere. For the one her name IS on, Observer has given you the answer to that - file and ID fraud complaint and follow thru. She'll need to keep copies of the paperwork for a long time to come, so file it somewhere accessible.

She needs to check her credit reports too, just to be certain none of these debts are being reported on HER report. If they are, she needs to dispute and the ID fraud papers will aid in that process.

CA's can make threats, but the bottom line is she is NOT liable and doesn't have to pay them a dime. She needs to send any of the others calling a stern cease and desist letter telling them never to contact her again as the debts are NOT hers and her husband's estate was insolvent.

She stands to lose nothing.. IA is NOT a community properyt state....and she needs a better lawyer !!!


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