out of statute charge offs
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Posted by screwed
(205.188.209.144) on December 10, 2003 at 09:35:31:
i hope someone can help me i pulled my tu report and there was charge off i disputed it and it was verified.now it cant be newer than 9 years if its mine i called up tu and they said the credit card can wait 7 years till they charge it off even though i havent paid in all that time is that true i thought they had to charge off 180 days after my last payment it brought my score down 150 points im reaaly screwed please help thank you
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