Re: Validation
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Posted by LadynRed
(199.91.33.254) on December 11, 2003 at 09:40:28:
In Reply to: Validation posted by J Kelly on December 10, 2003 at 23:05:26:
Per Spears v. Brennan and the FTC Wollman letter, proper validation requires a copy of the signed agreement AND a complete accounting of the debt - that means copies of ALL statments, from day 1, showing all charges/payments/fees, etc. to prove the balance they claim you owe. While I can see that charge slips can be used against you and can be accepted by a judge as 'proof' of the debt, it does NOT prove the balance they say you owe, it only shows you used the card.
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