SOL--Why Chat please help
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Posted by Working to pay bills
(152.163.252.134) on December 11, 2003 at 16:36:34:
Here is my situation. I had a CC that I had an deal for reduced payments to pay on back in 1999. I payed on it for a few months, but never got it under the credit limit.I stopped paying completely because of medical problems in October 1999 (I have canceled check),but there statement shows my last payment on Novemeber 9th 1999.They seemed to post a month late on that last payment. Further, in December 1999 the CC showed on the statement my balance current and stopped charging me late fee's,but still charged $29.00 that month since I was still over the limit My question is this: I live in Florida and the SOL is 4 years from what I gather on open accounts. Would the Sol be based on 30 day's after my last payment or from the time I first was over the limit and never caught up--- which would be sometime mid 1999? Thank you very much
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