Re: How settle with Credit Agency
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Posted by Desperado
(151.197.50.246) on December 11, 2003 at 20:53:12:
Greetings to All, Here are my deliquent accounts and amount: 1) 2,500.00 to Amex. 2 yrs and still with AMEX 2) 2,500.00 to Provedian. 2 yrs and have been bounced around 3) 1,200.00 to DEll. 2 yrs and with collection agency 4) 800.00 to a phone company tha thas been bought out. 5) 400.00 to Bally's I finally have gotten a stable and job and I want to clear out my credit file and make a settlement with the creditor for least amount possible. Here are my questions: 1) which account and do I have the best chance to settling with least amount? I am concerned about AMEX, DELL, and Providian 2) If I settle with them for a reasonable amount, what language should I ask the letter included, like "paid current", "paid" etc. 3) Would a lawyer be a help? make thanks in advance and have a happy holidays.
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