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RJM CAK I need to ask you a question


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Posted by Burton (68.5.140.160) on December 12, 2003 at 22:18:36:

I got a letter back from RJM and it states it has purchased this account from MBNA. It has all of the correct info concerning the account. It states that the account is currently under investigation and is being reported as such to the CRAs. It says supporting documentation has been requested to validate and will be to me upon receipt. And of course it states that RJM is NOT a collection agency!? Is this what you got back when you requested validation, I mean is this standard procedure? Or am I going to get screwed by these guys? They sent their response only 3 days after getting the certifed letter! On another topic, if I file for BK7 will it relieve my outstanding federal taxes I'm making payments on and I know federal student loans stay no matter what but is there any way to default on them and what are the concequences? My CC debt is almost 29K I owe over 6K in federal taxes and over 138K in student loans I feel like I will never get out from this hole and it is starting to cause martial stress big time. What advice do you have. I don't have any $ saved to negotiate with the CCs or to pay off the US government? Sorry it is so long but I starting to feel desperate. Thanks Burton


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