Re: Settlement Offer - Verbal only. Help!

Posted by observer (64.12.96.78) on December 13, 2003 at 16:08:41:

In Reply to: Settlement Offer - Verbal only. Help! posted by Osakisgirl on December 13, 2003 at 10:09:45:

What state are you in? Let's see if the SOL has run.
In this case, CITI is a 3rd party collector because, they acquired the debt after the default. Fairbanks Capital was just fined $55 million by the FTC for violating a ton of law and that was one of them.
http://www.ftc.gov/opa/2003/11/fairbanks.htm

Here is the Arbuckle opinion letter .

http://www.cardreport.com/laws/fdcpa/ftc-opinion/arbuckle.html

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