Re: Charge-Off Account
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Posted by walter (24.131.231.79) on December 14, 2003 at 19:43:52:
In Reply to: Re: Charge-Off Account posted by roni on October 17, 2000 at 16:40:30:
: You first must dispute the debt and date of last : activity. If the last activity date on your credit : report states 1991 you are ok. If the last activity : states recently they have reaged the debt and you : must dispute this with the credit bureau. You do : not have to pay this debt. the SOL has long expired : on collecting the debt. If you except their offer : you reopen the SOL. That is why they are trying to : bribe you with a line of credit. It sounds like you : may need some help. Many of us have found Junum.com : to be impressive. But for the moment, do not send : them anything. They will stick you. Now if you : happen to get from them a statement that they will : delete the item, after payment you can try. No written : agreement, no deal. PERIOD!
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