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student loan default
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Posted by Nook_rich
(162.83.202.71) on December 14, 2003 at 23:59:12:
I have a student loan that is in default. My goal is to remove the negative mark on my credit report ASAP by making one payment. Recently I contacted the collection agent who has the account and requested a statement of what I owe. The original balance was $1900. When I spoke to the collection agent on the phone, he tried to get me to agree to pay $2500, but I told him I wouldn't make any arrangements on the phone. So the collection agent sent me a letter stating that the amount due is $2800. How should I go about getting the collection agent to accept a lower amount as payment in full? Should I offer to pay what I think is reasonable or should I simply write back requesting an offer? Thanks.
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