Re: How can I change this score?
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Posted by UT Diver
(216.250.85.147) on December 16, 2003 at 17:53:36:
In Reply to: How can I change this score? posted by KR on December 16, 2003 at 14:00:01:
I got a credit card through First National Bank of Marin www.fnbmarin.com I know people have had problems with them, but if you read the agreement and pay DILIGENTLY, they are no trouble. I have a $200 limit and I use it to pay small monthly bills. I then turn around and send a check immediately. Because of this method, I never go over my limit, I never pay interest charges, and they report favorably to CRA's each month. I have an 8 month history with them now and it has really helped. They have a small application fee, and also an annual fee (which you can pay in installments of $7.50 per month). The small fees are worth it to develop the history. Good luck! By the way, my credit at the time was 562 and I got this card as unsecured.
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