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Re: Need to file an answer


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Posted by RapidlyGoingGray (65.56.198.72) on December 17, 2003 at 06:47:43:

In Reply to: Need to file an answer posted by MBNA Summons/Need Answer on December 17, 2003 at 00:07:46:

I posted 12-13. In NC also, Citibank acct with complaint attached to summons. Spoke with two BK attorneys, both said cannot use usury as a defense in NC any longer. Stated that I did not have a legal defense to not paying...have a good "reason" that I did not pay, but not a defense. They both want to talk BK (one also recommends a "good" divorce lawyer) Because of paying off majority of my debt Jan. of this year with divorce settlement, I don't have much other than this acct to file BK. Family is wanting me to contact creditor/attorney and try to settle the acct before court date is set, etc. Is it possible to settle after receiving a summons??? Again, thanks for all input....it is greatly appreciated!


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