removal of deliquency - Please help!!
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Posted by Elan
(130.166.253.127) on December 21, 2003 at 00:50:56:
Hi there,
I have a very good insurance plan (blue cross) through my employer. Couple of my bills totalling around $350 ended up as deliquent in my credit history (since september 2003). I accidentally discovered it today when I accessed my credit report.
There was no communication that I can recall from the hospital or the collection agency about this debt. Blue cross has no record of denying any claim from the hospital. I was unable to get hold of anybody in the hospital or the collection agency to discuss the issue. I figured that I will educate myself about the options that I have before I contact them on Monday morning. Any suggestions as to how I could remove the negative information assuming that I get the insurance company to pay it off. I gather from this forum that one of the ways to deal with it is work out a deal with the collection agency so that they don't confirm the debt when I dispute it. Is my understanding correct? Any other suggestions? Please help.
Elan
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