Wolpoff & Abramson
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Posted by Need Advice
(67.120.5.223) on December 22, 2003 at 14:07:51:
I received an Airborne package frow Wolpoff & Abramson recently regarding an MBNA debt which was charged off 2 years ago. I have been unable to pay due to a delay in business (resulting from the 9/11 attacks) - however, I have every intention on paying MBNA off in full when I have the money early next year. Please keep in mind that I cannot afford an attorney at this time nor commit to any "repayment plan" I NEED to know the following: 1. Do I respond to W & A? And if I am advised to respond to them, what do I say? 2. Can they actually sue me? 3. Can they file and "arbitration judgement" against me? If so, is this legal and what recourse would I have. 3. Should I send them a cease and desist letter? 4. Do I deal with the original creditor exclusively? Any and all help is greatly appreciated!
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