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CC Interest???


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Posted by Cindy99 (167.95.64.42) on December 23, 2003 at 08:39:18:

I have a CC (Providian) that I got really behind on a few years ago. It was turned over to a CA sometime late in 2001. I made a few payments to the CA - the last one being January 2002. In July 2002 I contacted Providian to try to make payments to them - they said that the account was charged off and they could not take payments. My question is - the last letter from the CA said that the total was $3,900.00 - I have been contacted this week by a Law Office and they give me a total of $5,733.99. Is this correct - has it been accruing interest or fees all this time????? I live in Florida - the law office is in NY. Thanks for any info.


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