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Re: anyone know of Superior Debt Services?


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Posted by J Kelly (151.197.168.222) on December 25, 2003 at 11:34:13:

In Reply to: Re: anyone know of Superior Debt Services? posted by UT Diver on December 25, 2003 at 02:46:40:

I filed chapter 7 last year and they did not take my car. I have a book on bankrupcy and it says that in Oklahoma your car exemption is 3,000.00. With a 95 van you are probably safe with the car but I agree that you should speak with an attorney.
You need not pay anyone to settle your debts. You can do it yourself. If you file chapter 7, there is no need for debt settlement anyway.
I have not applied for any credit since bankrupcy but from what I hear a bankrupcy is better than charge offs on your credit report. In bankrupcy you are showing that you could not afford to pay your debt, charge offs show only that you did not pay. I guess that is the psychology behind it. Good Luck and Happy Holiday


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