Re: Debt Negotiations

Posted by WoodWorker (172.197.4.120) on December 27, 2003 at 19:59:05:

In Reply to: Re: Debt Negotiations posted by Why Chat on December 27, 2003 at 19:13:34:

I simply want to reduce my risk of being sued. If I'm sued, I'll most likely have to declare BK to avoid wage garnishment (I live in CA), bank acct seziure, and other things a judgement creditor can do. So far, no one has sued, but a lot of my debt has just charged off. I don't want a BK on my credit report for next 7-10 years, and some types of credit/job applications ask "Have you ever declared BK?", although I don't know if this is legal.

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