Re: Debt Negotiations (for WhyChat)

Posted by WoodWorker (172.192.64.252) on December 28, 2003 at 04:10:27:

In Reply to: Re: Debt Negotiations (for WhyChat) posted by Linda on December 28, 2003 at 02:42:17:

I have accts with all three creditors you mentioned. Sears and Discover have recently charged off, and the Discover acct has been assigned to a CA. Right before Discover charged off, they sent me a final letter in which they said they would get a judgement. I have no idea why Discover likes to sue so much; I would've never gotten a card from them if I had known this. The Discover balance is large, but then again my credit report is horrible. This is one of the main reasons I asked about debt negotiations. I want a defense in court in case I'm used, e.g. "see, I am making reasonable attempts to settle my debts..."

My understanding is that if you get a summons, you should file BK immediately so that the judgement never happens.

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