Please be advised that we have received your request for information on the above notated account. Please also note that the account has been placedon hold until the requested iinformation has been received from our client.

Although we realize that this information is of the utmost importance, we must inform you that this request can take up to/or exceed 30 days. Upon receipt, these documents will be forwarded for your review. After you have reviewed this information, we ask that you contact our office to discuss this account.

If you should have any questions or would like to negotiate a settlemment and / or payment plan prior to receiving this information, please contact our office toll free at 1 800 xxx xxxx. or by fax at 1 xxx xxx xxxx. Thank you.

This is an attemt to collect a debt and any information obtained will be used for that purpose. This is a communication from a debt collector. This collections agency is licensed in Nxx Yxxx Cxxxx, license # xxxxxxxx.

sincerely,

Big bad collections agency.

++++++++++++++++++++++++++++++++++++++++++++++++

So now, I know for a fact that they never ever at all sent me any letters regarding the right to cure or concerning the sale of the vehicle. In your opinion, what is likely to happen now. I suppose I should just lay low. The repo letter references 15 days and in their letter they say will take at least 30 days!