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Re: MBNA Letter


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Posted by bobthebuilder (204.180.131.3) on December 30, 2003 at 08:33:51:

In Reply to: MBNA Letter posted by Final Notice on December 29, 2003 at 18:09:51:

You might want to try the following and posted by Stephen

If you accept the debt you have standing to set the terms.....to write a
new contract.... You do this by accepting the debt as the current balance
due for this month and making a payment..... leaving a balance due for next
month.... When the creditor accepts payment he has accepted "your " contract
to settle the debt..... He may loudly protest but that does not matter....
you have the proof ..... the accepted payment....under the UCC if you accept
the benefit of a contract....there is a presumption of a contract.....

You then continue to make your payments according to your new interest free
contract with the creditor..... If you receive any commercial offers on the
old contract.....you conditionally accept them upon the creditor presenting
proof that there is not a new contract.......and upon presenting that the
payments on the new contract are not current....




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