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Posted by catballou (207.43.76.162) on December 31, 2003 at 18:39:42:

In Reply to: Re: Question on new BK law posted by Drew on December 31, 2003 at 16:25:32:

ok u all im not ashamed im old..lol..51..and was very dumb on credit laws and cards. i would LOVE to have some type of financial education but i think the CC would be against it or how would they sucker us in? i mean..come on..a CA offering me a credit card if i pay them? how dumb can one be? they just want whatever they can get..and they dont care who they hurt. i was totally naive and dumb b4 this..not again. had they only worked with me..(i know they dont have to legally) i would still be paying them and they would have their money. what they wouldnt have was enormous overlimit fees (due to enormous late fees--i was nowhere near my limit)on paper.. and all this hassle to drain money frm me which i dont have. which makes more sense? working with us makes sense to me..NOT to them. i havent understood that one yet./ had they gave me some time..a few months with no fees on it..i coulda caught up. u cant with it set up how it is now. weird way to run a bisness! just my 2 cents here hope u all dont mind,,:)this all happened since last march and i was charged off in 5 months and CAs hit right after. hasnt been what ? 9 months total.


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