Re: SOL CONFUSION

Posted by Why Chat (209.240.205.61) on January 01, 2004 at 21:13:34:

In Reply to: SOL CONFUSION posted by tell Me everything on January 01, 2004 at 19:45:21:

You can be sued at any time.

If you have gone beyond the legal SOL, (4 years in Fl. on credit card accounts) you can DEFEND a lawsuit with the affirmative defense of the claim being time-barred.

If you notify a creditor, in advance, of the account being beyond SOL ( SOL letter from my website ) they have been put on notice legally that any lawsuit s time-barred.

If they STILL file suit, you can then countersue for damages as well as presenting a better defense.

The explanation as to WHY a signed credit card agreement is NOT a contract in writing has to do with the TERMS of the contract, not it's "physical written form".

If you go to the Florida page on my website you will see the legal statutes that explain it.

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