Re: Repo Deficiency Letter-Why Chat or Others?
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Posted by Why Chat (209.240.205.61) on January 04, 2004 at 11:10:03:
In Reply to: Repo Deficiency Letter-Why Chat or Others? posted by marvbear on January 04, 2004 at 09:43:21:
It may be an unpermitted inquiry, however, they may say they have PP because they DO have a "collection account" for you. The caselaw on inquiries being continued activity has thus far been limitted to a few cases where there was ID fraud or past SOL (7 year reporting time) situations. Personally, I would consider that kind of response as a good sign,you can always dispute the inquiry after they throw in the towel on the repo deficiency claim.
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