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Re: I am being sued! Help please!


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Posted by LadynRed (199.91.33.254) on January 05, 2004 at 11:59:09:

In Reply to: I am being sued! Help please! posted by Deidre on January 05, 2004 at 11:55:09:

If the account was charged-off in early 1999, that means you last paid in late 1998, correct ??

SOL in GA on credit cards is FOUR YEARS, and the SOL on this one started ticking in late 1998. That means the SOL EXPIRED in late 2002 !!!

They are suing you on a time-barred debt, but you are going to have to answer the complaint quickly stating the SOL as your affirmative defense. Credigy will get its butt kicked out of court for this one - you win !

Go to WhyChat's site. Near the bottom you will find info on how to answer a lawsuit for a time-barred debt. Follow the instructions to the letter and you shouldn't have to pay anyone a dime !!




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