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cc account turned over to lawyer's office


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Posted by ar chick (152.163.252.134) on January 05, 2004 at 16:05:35:


first i live in arkansas.last monday i recieved a letter from a lawyers office that is collecting for a direct merchants bank cc account that has over 6000 dollars on it.i stopped paying on it a yr. ago.i dont work (i'm a stay st home mom).the cc is only in my name.we rent and the only thing that we own that has my name on it is a 96 cougar.its in both mine and my husbands name.my questions are: can they garnish my husband pay or hold him responsible for my cc debt? and also once it goes to a lawyers office do they always sue if you dont respond? we have a joint checking account too but i only put enough in it to cover our bills can they touch it? thanks


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