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Please clarify further/P.I. looking for spouse/We're concerned


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Posted by Transplanted Texan (68.100.197.202) on January 05, 2004 at 21:59:28:

In Reply to: Re: need some whychat wisdom!!! posted by Why Chat on January 05, 2004 at 17:03:25:

I (mostly) understand the benefits of opting out. Whychat or someone, please explain in plain english how a "scavenger" CA can "buy" your name and then attach bogus debts to you and come after you.

Two reason I need to know how this works and how opting out stops it...my mother was the victim of ID theft and she's done all the proper things to combat it. She has never heard of opting out and I suggested to her as a means to protect herself for the future. She thought my explaination sounded silly. Well, I'm sure it did they way I said it.

Second reason. Spouse just found out from former boss that a PI called the former boss's home looking for him. Hmm...I've heard of this trick too.

We filed CH7 and have been discharged for a year now. All debts were included except for the house which was sold. So...can't think of anyone dangling out there. Maybe I'm paranoid.

Any suggestions are appreciated.


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