Re: Providian & Cambece - Cease Comm letter?

Posted by Zefram (24.60.198.62) on January 06, 2004 at 15:25:30:

In Reply to: Re: Providian & Cambece posted by J Kelly on January 06, 2004 at 15:04:34:

I actually took a look at the FAQs on this site,
and they gave a different impression. Due to the
fact they're not taking my phone calls, you may
very well be right.

I own nothing, save some computers and
furniture. They can't garnish my wages
because .. well, let's just say it'd be hard for
them. :) I'm in MA, the SOL is 6 years and they
apparently charged off in Nov '03, so I've a
ways to go. (Last payment withdrawn Oct '03,
received notification of debt from Cambece Nov
'03).

I'd rather not go bankruptcy, I've heard it's
more damaging than charge offs. I do agree (for
the most part) to the debt.. and could pay it
off pretty easily if the economy were better.

I looked at Budd Hibb's website a few weeks ago.
His advice was to send a "Cease Communications"
letter to the CA. Anyone have any experience
with the outcome of that?

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