Can a Creditor take money from my salary/income? The Reply
[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]
Posted by QuickDraw McGraw (67.8.2.18) on January 07, 2004 at 13:42:52:
THANK YOU!! SO MUCH!! I got to admit i wsa kinda worried about what might
happen. They have tried to scare me before and everytime
they tell me something along the lines of seeing me in
court. But this time the salary thing took me by surprise! well to answer each question. ---How much is the debt in this case? Also, how'd this
come up in the conversation? -the debt is for $4080.98
-i was transfered to her, because a pror arrangement did
not fall though.
I made an agreement to pay 40 a month for half of the
total debt ($1836) for the next 3 years or so, until the debt
(of $1836) was paid off. When i tried to reach the person i
originally talked to she was "no longer working with the
company"(this was 2 weeks prior). I tried to explaine to
them that the arrangement i had with the first person i had
and they said it was ludacris that such an arrangment had
been made and transferred me to their "supervisor". Once I
was transferred to her, i was quickly told all this
information (it's like she was set in automatic) and we
hardly spoke about any arrangment we had or if the person
i originally spoke to was there or was not. ---When did you last pay the orginal creditor? -Dont know the exact time, but the year was 2000. ---Proving insolvency isn't all that hard - it means you
have more debt than you do assets. -Good to hear cause im a student and the only thing that i
kinda own (still making payments) is my car. Once again THANK SO MUCH!! i forgot to answer one last question about my friend from
New Jersey. I believe he was summon to court but he never
showed up. He is still dodging all the creditors and has
never tried to pay them back! hehe He works as a bartender
so the money they did take out of his bank AND his salary/
income all totaled around 80 dollars. He never picks-up the
phone without checking the caller ID first. And if he does
by acciedent he just pretends that he (pretends to be
another person) moved away and that there is no one by
that name at that residence. Also i wanted to ask how do i prove that i have insolvency?
Who do i talk to ? where do i go? when do i have to do this?
Sorry for the 20 questions but i never had to deal with this
problem before so i need to learn now. :) thank YOU!
Follow Ups:
Post a Followup
|
