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Re: Validation


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Posted by LadynRed (199.91.33.254) on January 07, 2004 at 17:19:53:

In Reply to: Validation posted by Jason on January 07, 2004 at 17:15:00:

Original creditors are NOT bound by the FDCPA and they therefore do NOT have to validate anything.
Validation in this case would be a waste of time, they'll ignore you.

If you're close to charge-off you may be able to settle. Send them a settlement offer and negotiate for how the account is reported on your credit report. Don't pay them without a written agreement.



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