Re: UNVL/CITI card question

Posted by Keyser Soze (64.12.96.78) on January 14, 2004 at 10:07:45:

In Reply to: UNVL/CITI card question posted by LR on January 13, 2004 at 20:02:30:

Universal is one of the scummiest predatory bunco-bankers in a field of sleazebags. Legendary for harassing cardholders knowing they are exempt from the constraints upon CA's, they are hated by merchants as well.

Tip to scammers: If you want to get free stuff, here's how:

DISCLAIMER: This is to illustrate a problem, not to be taken as counsel. The actions described are illegal, fraudulent, probably fattening and are cited to illustrate the vile kleptocratic policies of ATT/Universal/Citibank by which it abuses both cardholder and merchant.

1. Charrge mail order merchandise to
your ATT/Universal/Citi-Card.

2. Tell the merchant
you don't want signed delivery confirmation.

3. Take delivery on the goods - after the
delivery man is out of sight.

4. Call ATT/Universal/Citi-sleaze-bank, claim
you did not receive the goods,
you want the charges removed.

Note: Lie to your heart's content,
claim delivery was promised in one
day when the merchant in fact promised two
to four weeks. You can be as
unreasonable, outrageous, duplicitous in
as you wish. Look, you're doing
crimes, might as well make them big ones.
5. Universal won't bother to get the merchant's
side, they'll do no investigation.
They will charge back the purchase,
debiting the merchant's account until
he produces proof the goods were
received by customer. No other
supporting documents count, forget about
UPS shipping receipts showing delivery to the
home. Absent your signature as proof of
delivery, you keep the merchandise and this
sleazebag excuse of a bank nicks the small
businessman. Just keep mum and you can't lose.
You might be asked to provide a letter stating
you received the merchandise. Look, you're
a criminal now, in league with 'collections
professionals'. Stick to your guns.

See, it's easy. This bunco-bank enjoys a well earned rep. Intermediates who
process merchant orders can't stand their arbitrary, kleptocratic, capricious, abusive practices, to enumerate their finer points.

Pointedly,

Keyser Soze

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