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Re: FBCS (calling family)


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Posted by Parry (67.5.177.85) on January 14, 2004 at 13:06:44:

In Reply to: FBCS (calling family) posted by Hmspn on January 14, 2004 at 12:44:21:

The CA is violating the FDCPA 3rd party disclosure. Send the sleaze ball CA this letter CRRR. Send cc to FTC:

Sample:

Your Name
Your Address

Collector's Name
Collector's Address

Dear Collector,

I am writing in response to your constant phone calls to and my relatives!

You are in violation of Section 805 of The Fair Debt Collection Practices Act:(b) COMMUNICATION WITH THIRD PARTIES. Except as provided in section 804, without the prior consent of the consumer given directly to the debt collector, or the express permission of a court of competent jurisdiction, or as reasonably necessary to effectuate a post-judgment judicial remedy, a debt collector may not communicate, in connection with the collection of any debt, with any person other than a consumer, his attorney, a consumer reporting agency if otherwise permitted by law, the creditor, the attorney of the creditor, or the attorney of the debt collector. therefore I demand that you:

Stop calling me or my relatives at home, at work, or any other location!

In accordance with federal law, once you've received this letter, you may only contact me via mail and then only to:
Provide proof that I owe this debt that you claim I owe;
Provide a copy of my State and Federal rights concerning this debt including how to dispute this debt;
Provide proof that you are licensed in my state, and provide me with your license number;
to advise me that further efforts are being terminated;
to notify me that you may invoke specified remedies;
to notify me that you intend to invoke a specified remedy.

Be advised that I am keeping accurate records of my correspondence with you, including taping all phone calls. If you continue harassing me, I will pursue all available legal actions against you!


Signature
Your Printed Name

cc: Federal Trade Commission
CRC-240
600 Pennsylvania Ave, NW
Washington, D.C. 20580




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