Re: Cease and Desisit It Is

Posted by Why Chat (209.240.205.61) on January 21, 2004 at 21:09:34:

In Reply to: Cease and Desisit It Is posted by Terry on January 21, 2004 at 15:46:34:

Since your mother's circumstances are not the usual problems dealt with here, I have edited a form letter for your purposes. I assume that some, or perhaps all of the accounts are original creditors, so I am inserting some phrases that should be binding on them also.

Use this IN IT'S ENTIRETY.
DO NOT call them .
Keep a copy for your files and send the letter registered mail return receipt requested.

Your Name
123 Your Street Address
Your City, ST 01234

ABC Collections( Or Original Creditor)
123 NotOnYourLife Ave
Chicago, IL
Date: _________ CRRR#____________
Re: Acct # XXXX-XXXX-XXXX-XXXX
To Whom It May Concern:
This letter is being sent to you in response to your attached letter.
(If you have nothing in writing use the phrase "recent communication)
This is not a refusal to pay, but a request that you cease and desist from any telephone communication.

I am under medical treatment for a serious illness and cannot respond to any telephone calls.

Under the consumer protection laws of (name of your State) you are required to adhere to this request to cease and desist any and all collection activities other than by mail.

I will have all incoming calls recorded and will report any violation to the proper authorities. Your receipt of this letter with the notice of recording provides legal permission for me to do so.

In the event of noncompliance, I reserve the right to file charges and/or complaints with appropriate County, State & Federal authorities.

Sincerely,
Your Name

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