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Ohio SOL - Why Chat or anyone


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Posted by Aimabear (63.144.102.130) on January 23, 2004 at 10:18:35:

Ok, I just got of the phone with an atty that specializes in consumer credit and fair collections practice - my husband urged me to call before sending Asset the SOL letters. He states the SOL in OH is 6 years that CC apps are considered written contracts. Y-Chat's site shows 4 years under 'certain torts'.

He stated that Asset needs the original signed application in order make claim that they are indeed the rightful 'owner' in court. What is the likely hood that they have this info? 2 of 3 original creditors claim they have no info except the acct # I give them has been sold to CA's that ARE NOT ASSET.

I am finished formatting my SOL letters to Asset, I would like to wait for my official EX CR to see what the charge off dates actually were, though the last payments were made in 1999 in each acct. Has anyone successfully used the 4 year SOL in OH? If not, Why Chat - can you explain how you came to the 4 year SOL?

While I am waiting on this, should I send out validation letters to Asset?

Sorry to keep bothering with this. Its really frustrating dealing with these dildos. Thanks again!




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