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Reported delinquent 6 years later


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Posted by Jennifer (63.150.171.195) on January 23, 2004 at 19:45:46:

Almost 7 years ago my ex husband had his auto repossessed. GMAC did not notify me of this repossession till after they charged it to profit and loss. (1997) It was reported on equifax in 1997. Which of course should be falling off my report soon. Well recently GMAC filed another report with a different account number to Experian regarding the same profit and loss. Isn't there a statute of limitations to when they have to report. I don't think I should wait another 7 years. If they don't report it to all agencies within a certain amount of time...well you get my point. I have spoken to GMAC with no resolution and it continues to hinder my credit score.


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