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What can a lawyer do
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Posted by Troubled
(68.112.4.90) on January 25, 2004 at 19:11:27:
I have a lot of credit card debt, but also a lot of equity in my house. I don't want to take a chapter 7 or 13 and risk losing our family home! If I am sued by a creditor, can a lawyer help me work out a settlement without filing 7 or 13 or going to court? My state does NOT have the homestead law. I don't want to let anyone get a default judgement against me, but I can't afford to spend the money on a lawyer unless he/she can keep me out of court and out of bankruptcy.
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