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Re: Can AMEX go after a former authorized user?


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Posted by Help! (68.3.10.4) on January 26, 2004 at 16:32:56:

In Reply to: Re: Can AMEX go after a former authorized user? posted by Probably on January 26, 2004 at 15:59:16:

Ok, I found my membership agreement. It says:

"An Additional Cardmember is not liable for Charges incurred by the Basic Cardmember or by other Additional Cardmembers. However, by each use of the Additional Card to incur Charges, the Additional Cardmember indicates his or her agreement to pay us for the Charge if you fail to or refuse to pay it, and we may, at our discretion, pursue Additional Cardmembers for payment of Charges they incur or authorize."

So she is only responsible for the charges she made. Since the account must be paid in full each month (except for the Sign & Travel account, to which she was not a party), her charges are paid in full and she should not be responsible for anything else.

Does anybody else have any stories or facts regarding the issue of whether or not her credit report will be affected by my bankruptcy?

Thanks!


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