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lawsuit filed in GA- follow-up


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Posted by cjkmbx (65.141.90.138) on January 26, 2004 at 18:19:27:

I originally posted this on 1/23.

short version-
I have evidently been sued by Credigy for an unpaid credit card (less than 5K)though I have not been officially served.

As I have never been sued before, I was curious if anyone might shed any light on what I should expect to happen.

Questions-

Mainly could I avoid going to court?

The rep from Credigy's law firm said she has some time to file a CJO?

If I have to appear in court, can I be made to make the full payment to Credigy?

Credigy is currently demanding payment in full or at least 1/3 down.

I was curious if I have any opportunity to work out a payment plan with them?

Should I respond to Credigy in writing, wait to be served or go pick it up at the courthouse?

Also, it may be that the last pmt I made was in 1999, and therefore SOL would come into play- should I discuss this with Credigy or wait until a court date?

I appreciate the great responses and thanks WHY CHAT.


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