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Anybody got any idea who this is?...


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Posted by Lyfsabeach (65.33.137.73) on January 27, 2004 at 23:40:27:

Got a letter today from The Westmoreland Agency, A Capital One Company regarding a "charged-off account with A.f.s. Assignee of Bank One in the amount of $1,448.52. The charge off date is May 07, 1991!

Are you kidding me? I have no idea who this is and there's nothing on my credit report - I did have some old debt that is over 10 years old, but that has since fallen off my credit report and none of it was with Bank One.

I'm real confused here! Should I just ignore or can they actually come after me?

Also, I do have a Capital One K-Mart that I've had for over 1 year now. Never been late, always paid more than the minimum, and now they are informing me that as of March 1, I will be charged a monthly "fee" of $4, which translates to $48 per year! Luckily, I'm paying in full and cancelling the account next month, but still - it's pretty ridiculous!

Thanks for the advice, help, etc.

:D
Deb


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