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Why chat one other question please--Also you have been GREAT!


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Posted by working to pay bills (64.12.96.78) on January 28, 2004 at 03:20:58:


STRATEGY!!!!!!

If all a persons credit cards have reached the 4 year SOL in Florida and still getting letters of collection and that person does not send the SOL letter to the various collectors are they then acknowledging the debt and then resetting the SOL??? Or setting them self up to be sued later???

In other words, since the SOL is 4 years in Florida on open accounts, but it seems that some collectors will try to sue as written 5 years, is it maybe a better idea just to continue to not respond and then bring up SOL if sued or "if the account gets to a local collection lawyer and then when they send initial letter --send local lawyer only SOL letter"???

One would hate to send SOL letters to CA's and then get sued as a written contract after 4 years since Florida's statues leaves a bit of an opening to be sued for say CONTRACT INDEBTNESS...???? I think this happened to another poster on this site...

Thank you for all your help

Thank you:)


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