Re: How to determine if a CA really owns your debt

Posted by Answer (24.24.204.226) on February 02, 2004 at 20:55:43:

In Reply to: How to determine if a CA really owns your debt posted by Anom on February 02, 2004 at 15:09:54:

Trust me from experience, Wolpoff and Abramson work for MBNA. I had them come after me over two different cards. They are hired attorneys and are legit and ruthless. The next step they will take is to get an arbitration award against you through the National Arbitration Forum (this is their forum of choice because NAF always rules in favor of MBNA/W&A). After that decision is handed down you will have 90 days, I believe, to dispute it before it then is handed over to a law firm in your own state. If you truly do owe the money and do not plan on fighting it you may as well settle with W&A before all of the new fees get tacked on. If there are problems with the debt and they are incorrect in some way then you need to do some research on the Internet and find out the best way to fight them and ask for validation of the debt, etc.

Here is a link to Why Chat's page that has a letter you can send to dispute the arbitration award that NAF will hand down to MBNA/W&A.

http://community-2.webtv.net/YCHANGE/STORAGE/page17.html

(Why Chat is a regular poster here as you can see).

Good luck!

Answer

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