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SIMPLE question regarding "Validation" letters and court appearances


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Posted by Questioner (24.24.204.226) on February 02, 2004 at 21:01:15:

When we ask for validation of debt and the collectors/creditors do not provide it, what is to stop a judge from simply asking us under oath "So, Mr. Jones, did you or did you not have a credit card with this company and did you indeed run up this debt?"?

If we lie while under oath not only are we being totally dishonest, which I can't do, but we are committing purgery and could be fined or arrested for that. Don't judges basically want to get to the meat of the issue instead of beating around all of the loophole bushes, etc.?

These attorneys and collectors are scumbags, but if I were a judge I would just ask if the debt were indeed the result of my credit card purchases and then slam my gavel down in favor of the scummy creditor.

Any thoughts on this by those of you who have been down this road?

Thanks,

Questioner



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