Re: Freaked out!
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Posted by J Kelly
(151.197.60.35) on February 04, 2004 at 20:16:57:
In Reply to: Freaked out! posted by In Deep Sh*t on February 04, 2004 at 19:57:51:
Yes, you have a lot at stake and I think you should contact an attorney.
You should reject arbitration. http://whychat.5u.com/arbltr.html.
When was the last time you made a payment to the original creditor before the account became deliquent. http://whychat.5u.com/States/state-minn.html. Then you want to look at your state exemptions. Minnesota has a very good homestead exemption. http://www.bankruptcyaction.com/mnexemptions.htm
Bk exemptions and judgements (what they can not take) are the same.
I think you should decide on the best plan for you and your husband with the help of an attorney. You can speak with a bk attorney, and also a consumer attorney. You can check here for a consumer attorney in your state. http://www.naca.net Good Luck
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