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Credit Forum
The board is for discussion of credit issues, including credit cards, credit
reports and bureaus, along with general banking and personal finance
matters. We wish to keep a civil and legally acceptable atmosphere,
and to present a helpful, co-operative spirit. The moderator checks
in frequently, and will delete spam and posters with inappropriately
hostile attitudes. When you post a message, it will be added immediately,
but may not show up on your own screen until you click the "Reload"
or "Refresh" button on your browser.
Here are the archives of past months'
posts.
[ Post A Message ]
- Debt settlement or ??? in California--Advice needed - calquesting 02/05/04
(0)
- 2nd mortgage on foreclosed property- CA contact-HELP!!! - KML 02/05/04
(1)
- Creditor Contacting Employer for Employment Verification - Overwhelmed 02/05/04
(0)
- Wolpoff & Abramson - judy 02/04/04
(1)
- Statute of limitations - Did I miss something? 02/04/04
(3)
- JBC and Asses - Spartacus 02/04/04
(2)
- Collectors and Debt Settlement - skrd_of_RepoMan 02/04/04
(4)
- Please help!Fraudulent Transfer Confusion - Worried Sick Mom 02/04/04
(16)
- Freaked out! - In Deep Sh*t 02/04/04
(5)
- BK INFO - nelsh 02/04/04
(2)
- BK Fees - Reformed 02/04/04
(0)
- DREW! - Reformed 02/04/04
(2)
- Whychat and others: Why not start a free group??? - Tia 02/04/04
(13)
- Unknown debt on Credit Report - TP 02/04/04
(1)
- How long does chex systems list debtors? - Tia 02/04/04
(2)
- Debt Elimination Programs - Good idea or not? - Joanna 02/04/04
(7)
- Chase cards - Texas 02/04/04
(1)
- Debt collectors not using caller i.d. - Want_A_Answer 02/04/04
(6)
- Attention WEBMASTER - Nacho-Mama 02/04/04
(0)
- Arbitration Stuff You Need! - computerguy 02/04/04
(0)
- Litow Law Office jackass in Cedar Rapids, IA. - Anon. 02/04/04
(0)
- Buying Debt Wrong Impression! - computerguy 02/04/04
(0)
- JBC & Associates - bad check? - Jen 02/04/04
(5)
- altered e-check fiasco - KC 02/04/04
(1)
- The quiet before the storm? - Michelle 02/04/04
(3)
- Mailed summons and complaint to my work--legal? - Probity 02/04/04
(8)
- Lawsuit Answer f/up - DF 02/04/04
(1)
- Sunny D - Paying bills 02/03/04
(0)
- Webmaster! - marvbear 02/03/04
(0)
- My credit screwed by someone else when I was 15! - Andre 02/03/04
(4)
- CITIBANK PLAYING HARD BALL - nelsh 02/03/04
(2)
- SUMMONS - SDG 02/03/04
(7)
- Arbitration ? - Leafs Fan 02/03/04
(12)
- West Virginia people with judgments - scott 02/03/04
(0)
- Buying Debt! - computerguy 02/03/04
(10)
- I am stopping posting on forum until refreshed - WHY CHAT 02/03/04
(5)
- can an authorized user help credit rating - maxxed 02/03/04
(1)
- Charge-offs - KB 02/03/04
(1)
- RJM Acquisitions,Why Chat or Ladynred?????? - Burton 02/03/04
(0)
- A$$ET Class Action - How You Doin'? 02/03/04
(4)
- WhyChat...Legal question concerning jurisdiction? - Neomatrix 02/03/04
(10)
- Credit - Eddie 02/03/04
(1)
- J. Kelly, I need some advice - jw77 02/03/04
(6)
- payday loans - james 02/03/04
(6)
- When can Federal exemptions be used over State? - Big Trouble 02/03/04
(1)
- How can I convince attorneys that I'm broke? - Huxley 02/03/04
(7)
- W&A Arbitration Rejection ignored !!!! - gwy2000us 02/03/04
(8)
- MGM law firm - too much 02/03/04
(1)
- ABC decision? - Confused 02/03/04
(1)
- if your are an authorized user on a credit card does it help your credit - maxxed 02/03/04
(2)
- Would my wife be liable for a judgment against me? - Worried Husband 02/03/04
(3)
- WHAT SHOULD I SEND - J Kelly-Scott 02/03/04
(5)
- Credit boost? - soapy 02/03/04
(1)
- Credit card debt of decedent - must widow pay? - BeeGee 02/03/04
(3)
- authorized signer on checking account/judgment - too much 02/03/04
(1)
- NCO/American Express threats - equislee 02/03/04
(8)
- Computerguy is very sound! - Computerguy 02/03/04
(12)
- IF YOUR'RE AN authorized used on a credit card does it hurt or help your credit - maxxed 02/03/04
(0)
- Used WhyChat's Florida SOL defense - outcome - SunnyD 02/03/04
(8)
- Question for WhyChat or LadyNRed - Dr. Pepper 02/03/04
(2)
- Arbitration = automatic judgment or not? Court? - Starbander 02/03/04
(13)
- Anyone use SBC internet dial up service? - Tia 02/03/04
(1)
- Need help with Default Judgement - anon 02/03/04
(1)
- How can they serve you if they can't FIND you? - Huxley 02/03/04
(1)
- Can you file for BK AFTER someone serves you a summons? - DoRayMe 02/03/04
(2)
- if creditor sues - sandy 02/03/04
(1)
- help - sandy 02/03/04
(0)
- I MUST BE THE FIRST, ANY IDEAS - Kurt 02/03/04
(8)
- default judgement on 12 y/o debt - GaryH1963 02/03/04
(1)
- WHO DO I OWE - TINA 02/03/04
(1)
- ACS won't stop Calling - Neo 02/02/04
(2)
- the 3 Major CRA - Margie 02/02/04
(1)
- Successes?? - W Arghhhh 02/02/04
(4)
- MBNA & Wolpoff & Abramson - sunflowers 02/02/04
(2)
- Success stories? POST them, please... - Wondering 02/02/04
(3)
- Who is ICB/refund lending?? - Tia 02/02/04
(2)
- bouced check - rebounced with another number and amount - confused 02/02/04
(3)
- Question....Capital One - JJ 02/02/04
(6)
- How far can the collectors go if they win judgment? - Sharkman 02/02/04
(1)
- Moving around and unreachable to creditors - Huxley 02/02/04
(9)
- STALL tactics we can use????????????? - Searching 02/02/04
(12)
- SIMPLE question regarding "Validation" letters and court appearances - Questioner 02/02/04
(6)
- How can I rebuild credit? - Texas 02/02/04
(1)
- Sherman Acquisitions and SSN's - beavis 02/02/04
(0)
- Why Chat, Lady n red, anyone... - Curious 02/02/04
(6)
- SOL CAnt get it RIGHT! - Tell Me Everything 02/02/04
(3)
- bankruptcy on my record - cata323 02/02/04
(0)
- How does one get a house lien applied? - Inertia 02/02/04
(1)
- 1099-c - MBNA Misery 02/02/04
(0)
- No SOL for bad checks because it's fraud? - Tia 02/02/04
(11)
- Bad Checks, SOL, and Bankruptcy??? - Tia 02/02/04
(4)
- CAN'T BELIEVE IT - WHY CHAT - J Kelly 02/02/04
(4)
- unsecured debt turned into secured??? - me 02/02/04
(2)
- Suit alleges debt collector misfeasance Part 1 - Tim 02/02/04
(1)
- Re-Build Credit - Texas 02/02/04
(0)
- Re-Build Credit - Texas 02/02/04
(0)
- chex systems question - miguel 02/02/04
(1)
- How to determine if a CA really owns your debt - Anom 02/02/04
(5)
- Exemptions from judgment - too much 02/02/04
(8)
- Sued by Asset Acceptance - Casper 02/02/04
(2)
- NCO Lawsuit Following Trend of Suits Against Collection Agencies - bud 02/02/04
(4)
- Why Chat, Taziblue Assistance please - LRM 02/02/04
(5)
- Unexpected lawsuit. Can they do this? - John 02/02/04
(14)
- I need advice soon! please help - dg 02/02/04
(4)
- Tell collectors you are filing BK ? - BKorNot 02/02/04
(3)
- Thanks and Bankruptcy Question - Phoenix 02/02/04
(1)
- 1099-c trouble - lostroman 02/02/04
(4)
- What to do? - Rice Pattie 02/02/04
(2)
- IMMEDIATE HELP!!! (Patenaude & Felix threats) WHY CHAT, J KELLY ANYONE!!! - Hedger 02/02/04
(14)
- Re: IMMEDIATE HELP!!! (Patenaude & Felix threats) WHY CHAT, J KELLY ANYONE!!! - computerguy 02/03/04
(0)
- Re: IMMEDIATE HELP!!! (Patenaude & Felix threats) WHY CHAT, J KELLY ANYONE!!! - Hedger 02/02/04
(0)
- See above, Latvija for my response. Mistaken placement of post (n/t) - Hedger 02/02/04
(0)
- Re: IMMEDIATE HELP!!! (Patenaude & Felix threats) WHY CHAT, J KELLY ANYONE!!! - Hedger 02/02/04
(0)
- Re: IMMEDIATE HELP!!! (Patenaude & Felix threats) WHY CHAT, J KELLY ANYONE!!! - latvija 02/02/04
(3)
- Re: IMMEDIATE HELP!!! (Patenaude & Felix threats) WHY CHAT, J KELLY ANYONE!!! - nelsh 02/02/04
(0)
- Oops, my reply to myself was to you, Taziblue n/t - Hedger 02/02/04
(0)
- Re: IMMEDIATE HELP!!! (Patenaude & Felix threats) WHY CHAT, J KELLY ANYONE!!! - Hedger 02/02/04
(3)
- Re: IMMEDIATE HELP!!! (Patenaude & Felix threats) WHY CHAT, J KELLY ANYONE!!! - J Kelly 02/02/04
(1)
- Re: IMMEDIATE HELP!!! (Patenaude & Felix threats) WHY CHAT, J KELLY ANYONE!!! - Taziblue 02/02/04
(5)
- Why chat should I request a a court reporter - STILL hanging on by a thread 02/02/04
(2)
- Credit Report alert CA's? - Reporter 02/01/04
(4)
- getting a loan - jade 02/01/04
(2)
- RCS Center Corporation..SCAM? - Brandon 02/01/04
(2)
- Deceased parent being pursued by collection agency? - anon 02/01/04
(4)
- asked for validation have not received - hollow 02/01/04
(1)
- wells fargo student loan discharged in chapter 7 - metamorfix 02/01/04
(1)
- Som exemptions make no sense. - BKorNot 02/01/04
(5)
- Laws for what a credit collector can and CAN NOT do - Parry 02/01/04
(0)
- Re: Fair Debt Collection Practices Act - marvbear 02/01/04
(1)
- HIPAA violation?/debt validation - Scooter 02/01/04
(1)
- Laws for what a credit collector can and CAN NOT do in the efforts to collect - Bob Tate 02/01/04
(0)
- One Bank Problem - Jack-O-MO 02/01/04
(6)
- COURT THIS WEEK - IN NEED 02/01/04
(2)
- NH repo-laws? - Why me 02/01/04
(2)
- THANKS WHY CHAT!!! - patti 02/01/04
(0)
- how fierce is peoples bank of connecticut - peoples bank anyone????? 02/01/04
(3)
- thanks for an honest answer in advance!!!!! - what does opt out mean???????? 02/01/04
(5)
- Where can one go to find all civil results cases Florida? - hanging on by a thread 02/01/04
(2)
- Is a judgement also permission to garnish checking account - askingagainsorry 02/01/04
(9)
- To Marvbear--I'm in Florida also - holding on by a thread 01/31/04
(2)
- how do you determine SOL?? - Brian 01/31/04
(1)
- The last day of my life... - Alone 01/31/04
(16)
- Why Chat "head of household" - marvbear 01/31/04
(3)
- Unknown Creditor - Gib. 01/31/04
(1)
- Several - Phoenix 01/31/04
(5)
- Several - Phoenix 01/31/04
(3)
- Bankruptsy questions - Pat 01/31/04
(1)
- Does it matter if assigned or bought??? - just wondering 01/31/04
(1)
- any one know of these people?? - want_info 01/31/04
(3)
- Why Chat - why do you not like computerguy? - nobody important 01/31/04
(6)
- cavalry - jennifer 01/31/04
(1)
- Arbitration Notification - anon 01/31/04
(6)
- Need BK lawyer in NassauCounty NY - BKorNot 01/31/04
(3)
- Assigned or Bought - Wondering 01/31/04
(3)
- assets?? - Kyle S 01/31/04
(2)
- credit bureau - jan 01/31/04
(1)
- 1991 charge off - chase manhattan 01/31/04
(2)
- ca's licensed in your state-how do you find out? - julie 01/31/04
(2)
- What does "any" mean under Homestead exemptions? - Please Help 01/31/04
(1)
- 2 CA collecting on 1 Account - anon in OK 01/31/04
(1)
- UNVL/CITI - EAK5s 01/31/04
(3)
- Going into hibernation - Black Bear 01/31/04
(4)
- arbitration hearing - lgr 01/31/04
(3)
- CA offered settlement, paid... now gettting more demands - anon 01/31/04
(3)
- questions about chpt 13, collection agencies and suits - please help! 01/31/04
(3)
- questions about chpt 13, collection agencies and suits - please help! 01/31/04
(0)
- questions about chpt 13, collection agencies and suits - please help! 01/31/04
(0)
- HOW WILL THEY GET IT !!!!!!!!! - HOW WILL THEY GET IT!!!!!!!!! 01/31/04
(5)
- Phone Bill SOL - Birdman 01/31/04
(1)
- SOL? - Panicked 01/31/04
(3)
- Arbitration - No Arbitration 01/31/04
(11)
- Please help! collection agency called yesterday! - Jersey Girl 01/30/04
(8)
- Will it end? - Sickofthis 01/30/04
(1)
- Informal Bankrupcy-LadyNred - J Kelly 01/30/04
(10)
- Informal Bankrupcy-LadyNred - J Kelly 01/30/04
(0)
- Debtor penalized by IRS for charged off accounts(form 1099) - Tia 01/30/04
(0)
- Debtor penalized by IRS for charged off accounts(form 1099) - Tia 01/30/04
(11)
- S&A - Texas 01/30/04
(1)
- When does the 7 year date start on credit report? - Tia 01/30/04
(3)
- Collection Agency - Help! 01/30/04
(3)
- Helping out an employee - Good Boss 01/30/04
(2)
- To Why CHAT - shpgrl 01/30/04
(2)
- why "opt out"? - just curious 01/30/04
(2)
- Re: I received a a letter from A&A titled - ericlane 01/30/04
(0)
- authorized user problems - Dianne 01/30/04
(1)
- First select corp - setiva 01/30/04
(0)
- First select corp - setiva 01/30/04
(1)
- Being sued for nonpayment. - Lisa 01/30/04
(5)
- Just received my credit report - Where can I find my FICO? - HP2025 01/30/04
(2)
- For SteveX before I part for the day! - computerguy 01/30/04
(3)
- Non-Dischargeable Debts in Bankruptcy - whatisnondischargeable 01/30/04
(2)
- Proof of payment - Hmmm 01/30/04
(9)
- harrison ross byck, ESQ - shnty 01/30/04
(0)
- harrison ross byck, ESQ - sean 01/30/04
(1)
- ?Success in 3year SOL lawsuits in WA State? - Looking for someone who has 'won' 01/30/04
(0)
- Looking for name and phone number - Sean 01/30/04
(1)
- Texas Judgements and credit reports. - Waiting in Texas 01/30/04
(2)
- Chapter 13 question - Teddy 01/30/04
(1)
- What is a normal time line in a suit ? - TimeLine 01/30/04
(0)
- Creditor calls and bankruptcy - too much 01/30/04
(3)
- how to file bankruptcy - john 01/30/04
(2)
- Why Chat/Taziblue - One more time PLEASE - LRM 01/30/04
(8)
- What is the Difference between,,,,,,,, - Marion 01/30/04
(3)
- Should I answer now or wait and fight in court? - MCM bait 01/30/04
(10)
- CIVIAL ACTION - ARBITRATION - LGRT 01/30/04
(9)
- any suggestions for a good credit card company? - improvingcredit 01/30/04
(2)
- WhyChat...Need advice here - improvingcredit 01/30/04
(2)
- Eltman, Eltman & Cooper ? - Whoarethey 01/30/04
(0)
- Need to find a non chexsystems bank... - Crying in the corner 01/30/04
(3)
- Re: Part II - shpgrl 01/29/04
(4)
- CREDITOR WANTS TO SUE? Bankruptcy? - shpgrl 01/29/04
(6)
- American Express and MBNA?? - Earl Jondro 01/29/04
(0)
- What exactly is validation - pab 01/29/04
(0)
- Judgments: From below - Reformed 01/29/04
(14)
- payday loans - meagain 01/29/04
(4)
- how be judement proof - nelsh 01/29/04
(0)
- orginal - dougfl100 01/29/04
(2)
- orginal debtor - dougfl100 01/29/04
(8)
- to J. Kelly or anyone else who will respond.... - the wonderer 01/29/04
(3)
- "opt out"???? - curious 01/29/04
(1)
- Filed bankruptcy on vehicle, meanwhile it was repo'd - Billie 01/29/04
(3)
- citibank refuses to settle - NELSH 01/29/04
(5)
- Warrant in Debt (Civil Claim for Money) - Neomatrixus 01/29/04
(13)
- jbc & associates - jim strickland 01/29/04
(3)
- Accounts Receivables MG? - marvbear 01/29/04
(2)
- Riddle and Associates? anyone? camco - Big Bird 01/29/04
(2)
- Should I call? - Big Trouble 01/29/04
(3)
- Anyone heard of Legal Helpers? - Haveyouheard 01/29/04
(0)
- Bk and reafirming - clotho 01/29/04
(0)
- check by phone - the wonderer 01/29/04
(7)
- FirstSelect and Credigy....HELP!!! - Learning 01/29/04
(1)
- Does anyone know the link for full Truth In Lending Act - trying to stay afloat 01/29/04
(1)
- Friedman & Wexler, llc Chicago - jp 01/29/04
(1)
- FIRST SELECT CORP - SETIVA399 01/29/04
(1)
- wfnnb auditing me? - jessecat 01/29/04
(1)
- Opting-out problems - SilentDebtor 01/29/04
(2)
- Whats the point of a judgement if they dont collect? - WorriedAboutthis 01/29/04
(17)
- Recent changes to bankruptcy laws a few days ago???? - Tia 01/29/04
(1)
- No Assets But Sued After Sending C&D Letter!!!(When ok to file BK?) - Tia 01/29/04
(9)
- Got any ideas - Learning 01/29/04
(0)
- Why chat--My question was pushed to the bottom - trying to stay afloat 01/29/04
(1)
- pay a CA or wait until court appearance - cjkmbx 01/29/04
(9)
- a note on handling ur bisness affairs - catballou 01/29/04
(0)
- Oh, Oh, - help please regarding Court papers - LRM 01/29/04
(9)
- J Kelley Re; collections on a fleet card - emptypockets 01/29/04
(6)
- Mortgage question/advice - Andrea 01/29/04
(1)
- For SteveX : Here's something from the archives - computerguy 01/29/04
(2)
- validation and my rights - Clotho 01/29/04
(2)
- In debt - Me, Author 01/29/04
(18)
- SOL Debate in CA - HARIKRISNA 01/29/04
(3)
- Asset's At Me, but can SOL help? - alexander 01/29/04
(8)
- limited cease and desist - Ron 01/29/04
(7)
- "Why Chat" or others- Lawsuit filed in GA follow up - cjkmbx 01/29/04
(1)
- Colorado AG, Household Finance - Final Notice 01/29/04
(0)
- What if I live in one state but the crediter is from another - help help 01/29/04
(1)
- information on ca or cc suing please - J 01/29/04
(16)
- Mixed messages about Cease & Assit letter - Hmspn 01/29/04
(5)
- Congress passed new law on BK yesterday - Big Trouble 01/29/04
(8)
- Whychat-check/sav account at bank with 8 year old charge - Cara 01/29/04
(1)
- NO MORAL LESSONS PLEASE!!!!!!!!!!!!!!!!!!!! - LOST MY GRIP!!!!!!!!!!!!!!!!!!!!!!!!! 01/29/04
(15)
- Need response quick.....like....within 24 hrs......please! - thewonderer 01/29/04
(10)
- Can Automatic SSI deposits may be taken??? - Tia 01/29/04
(2)
- Why Chat--Is a Amex Card an open account - trying to stay afloat 01/29/04
(1)
- asset acceptance - Sara 01/29/04
(1)
- asset acceptance - Sara 01/29/04
(1)
- how soon to send a validation letter? - Judy 01/29/04
(3)
- false hopes.they will sue - jo 01/28/04
(26)
- why so slow, gonna crash ? - justfauxit 01/28/04
(0)
- fleet collections threatening a lien - emptypockets 01/28/04
(1)
- Third Party Contact - DanaGreen 01/28/04
(9)
- Validation or limited Validation? - Quest 01/28/04
(2)
- Question on how long late car payments stay on CR. - proud new papa 01/28/04
(2)
- SOL for medical bills - J Kelly 01/28/04
(0)
- Indiana SOL - Learning 01/28/04
(2)
- TO "RICH C" AND OTHERS- BANK ACCOUNTS - WHY CHAT 01/28/04
(7)
- Sending a letter to CA from P.O. Box is it ok to do so? - Hmspn 01/28/04
(6)
- Incorporate to protect assets? - BKorNot 01/28/04
(7)
- re-aging a delinquent account - 10spro 01/28/04
(4)
- THIS BOARD IS A GEM...THANK YOU ALL!!! - Tia 01/28/04
(3)
- SOL and debt consolidation? - anon 01/28/04
(4)
- "why chat" or others- lawsuit filed in GA - cjkmbx 01/28/04
(2)
- I got you sunkissed - scott 01/28/04
(10)
- hey sunkissed - scott 01/28/04
(2)
- gone to far..... urgent....help please - emptypockets 01/28/04
(3)
- what do i do - going crazy 01/28/04
(0)
- what do i do - going crazy 01/28/04
(0)
- Collector threatens to sue - WorriedAboutthis 01/28/04
(10)
- sol on medical bills - anon 01/28/04
(1)
- Florida Version of the FDCPA - marvbear 01/28/04
(1)
- Credit card fraud and bankruptcy - toomuch 01/28/04
(3)
- Camco - Slink 01/28/04
(1)
- Pierce, Hamilton, & Stern - RUSS 01/28/04
(1)
- why chat is it better for me not to pay a CA? - pab again 01/28/04
(6)
- Why Chat or anyone duplicate items on credit report - pab 01/28/04
(1)
- Why Chat or anyone duplicate items on credit report - pab 01/28/04
(0)
- Mad Money @JBC - collector x 01/28/04
(7)
- What is a mandate? - Inthedark 01/28/04
(2)
- What is a mandate? - Inthedark 01/28/04
(1)
- Anyone know of "Citibank Investigations" - GMM 01/28/04
(1)
- creditnet board technical difficulties? - sos 01/28/04
(1)
- settling with collection agencies - expat 01/28/04
(2)
- Camco - Sable 01/28/04
(1)
- IRS Levy on a Secured Credit Card? - Sergio Malini 01/28/04
(1)
- Need a good BK attorney - RodneyDangerfield 01/28/04
(0)
- Why chat one other question please--Also you have been GREAT! - working to pay bills 01/28/04
(3)
- About Bankruptcy - Walter 01/28/04
(1)
- Why Chat -What do you think? - working to pay bills 01/28/04
(3)
- What to do? - workinboss 01/28/04
(1)
- Anybody got any idea who this is?... - Lyfsabeach 01/27/04
(4)
- * NOTICE * PLEASE READ BEFORE POSTING + LINK TO WHY CHAT'S WEBSITE - WHY CHAT 01/27/04
(0)
- Limited C&D Letter - Reformed 01/27/04
(1)
- Bankrupt person marries someone with great credit - Tia 01/27/04
(6)
- Will creditors offer a settlement on judgement amount? - Tia 01/27/04
(1)
- Is Cap 1 in financial trouble? - hallan 01/27/04
(3)
- what do these legal terms mean - Tia 01/27/04
(0)
- camco - drew 01/27/04
(0)
- Well, that was productive! Now What? - UT Diver 01/27/04
(14)
- Re: Marv, I can't get on Credit Boards. - Linda 01/28/04
(0)
- Anon, you are so funny! :o) Thank you! - UT Diver 01/28/04
(0)
- Re: Well, that was productive! Now What? - Be Nice 01/28/04
(0)
- LOL - Sorry, Why Chat. I apologized though! SMOOCH - UT Diver 01/27/04
(0)
- Re: Well, that was productive! Now What? - Why Chat ( ? Chy Chat ?) 01/27/04
(1)
- Re: Marv, I did. :o( - marvbear 01/27/04
(0)
- Marv, I did. :o( - UT Diver 01/27/04
(1)
- Re: Marv, I can't get on Credit Boards. - marvbear 01/27/04
(2)
- Marv, I can't get on Credit Boards. - UT Diver 01/27/04
(4)
- Re: Well, that was productive! Now What? - UT Diver 01/27/04
(0)
- Re: Well, that was productive! Now What? - UT Diver 01/27/04
(3)
- Re: Well, that was productive! Now What? - marvbear 01/27/04
(5)
- Re: Well, that was productive! Now What? - anon 01/27/04
(4)
- C&D violations - Brandon 01/27/04
(15)
- scratching my head - cw 01/27/04
(2)
- Went to Court: Judgement given...Now what?? - Tia 01/27/04
(5)
- CApital-one - Lawyers-Capital -One 01/27/04
(0)
- Check Refusal - Confused 01/27/04
(6)
- Here's a good one! - anon 01/27/04
(5)
- Does Lexington Law firm work - Mark 01/27/04
(2)
- Capital One??? - Am I Screwed? WHY CHAT-help!!! 01/27/04
(4)
- ca misrepresenting themselves - emptypockets 01/27/04
(1)
- "j Kelly" Re: Is it better for me to pay the original crediter or the - - cjkmbx 01/27/04
(4)
- Is it better for me to pay the original crediter or the - pab 01/27/04
(3)
- Cambece Law Firm - Renee 01/27/04
(5)
- Court for Judgement - Whitey 01/27/04
(2)
- OKLAHOMA SOL - rinoklahoma 01/27/04
(1)
- Why chatt Whats the best action to take - mspea 01/27/04
(1)
- Full Factual: Have you ever been burned by it? - Judgmental 01/27/04
(6)
- Can anyone identify this number? - NY2NC 01/27/04
(4)
- filing BK - fred42 01/27/04
(0)
- defining "fraud" - catballou 01/27/04
(0)
- Why Chat, please help a friend of mine. - UT Diver 01/27/04
(4)
- another CA ? - anon 01/27/04
(0)
- CA question - anon 01/27/04
(1)
- Item on credit from 1995 - pab 01/27/04
(2)
- Can Discover charge back to merchants - scott 01/27/04
(3)
- re a post farther down on collectors calling - catballou 01/27/04
(0)
- repo - Bennet 01/27/04
(3)
- Judgement filed - Whitey 01/27/04
(6)
- how long does something stay on credit? - pab 01/27/04
(2)
- att ruin my credit ! - Sherman 01/27/04
(3)
- united recovery systems - scared 01/27/04
(7)
- validation letter - Scooter 01/27/04
(2)
- Capital One Trying To Collect On Unauthorized Debt Years Old - Tigersun 01/27/04
(9)
- Please Help Anyone! - NC Summons 01/27/04
(1)
- Peeking Permissable Purpose - Tell Me Everything 01/27/04
(0)
- CAN SOMEBODY HELP me get experian to dispute more than twice - POKSS 01/27/04
(2)
- Camco is Trying To Collect - Scott 01/27/04
(3)
- For SunKissedBeach or Others w/ Collection Experience - Judgmental 01/27/04
(23)
- lawsuit over apartment - concerned 01/26/04
(4)
- Bud Hibbs - Quest 01/26/04
(5)
- Unauthorized Check Fee FDCPA violation?? - Bob3 01/26/04
(0)
- collections on a fleet card - emptypockets 01/26/04
(8)
- Lake Valley Retrievals, Inc...?? - Quest 01/26/04
(1)
- Enforcing a pay for removal - moe money 01/26/04
(1)
- CTI collectors in training - nelsh 01/26/04
(1)
- new collection attorney for discover card - nelsh 01/26/04
(1)
- a view on ex collectors or whoever - catballou 01/26/04
(3)
- Can a judgment be collected in a different state from where it was filed? - J.P. 01/26/04
(4)
- EMERGE Card fiasco/--need help! - frustrated in CA 01/26/04
(2)
- Consent Judgement - BeeKeeper 01/26/04
(1)
- JBC Is Laughing To The Bank - Hal Y 01/26/04
(4)
- lawsuit filed in GA- follow-up - cjkmbx 01/26/04
(2)
- anybody else get scammed by professional credit services? - seeteecay 01/26/04
(0)
- Asset Acceptance - Suing - Need Help ... Again 01/26/04
(20)
- Lying on credit card application to get credit cards - Niles 01/26/04
(3)
- Trying to get ahold of First Select, Inc out of Pleasaton, CA - Anon 01/26/04
(1)
- question about collections under $200.00 - Littlewing 01/26/04
(2)
- Trying to get ahold of First Select, Inc out of Pleasaton CA - Anon 01/26/04
(1)
- What will happen? - Ann 01/26/04
(13)
- I am an ex collector and can help - ex collector 01/26/04
(33)
- Can AMEX go after a former authorized user? - Help! 01/26/04
(4)
- MBNA Negotiation - Need Help 01/26/04
(5)
- How many creditors can summons me to court at one time?(ssi) - Tia 01/26/04
(2)
- SUPOENA to court by CapitalOne on SSI - Tia 01/26/04
(7)
- ACEI or American Enterprise, Inc. - Tell Me Everything 01/26/04
(0)
- Debt Elimination or Debt Negotiation??? - Trina 01/26/04
(5)
- 1099 First USA - Jimmy K 01/26/04
(2)
- Judgements, Summons, Liens... HELP... - Desperate for Help... 01/26/04
(3)
- Can AMEX legally add fees after selling to CA - hallan 01/26/04
(0)
- SOL ?, please help - anon 01/26/04
(0)
- Sued, need advice. - sos 01/26/04
(6)
- What to do now? - Inthedark 01/26/04
(1)
- Needing Informed Opinion Concerning Asset Acceptance - Erioc 01/26/04
(1)
- Why Chat-What does SOL mean? - Big Trouble 01/26/04
(5)
- purchasing a car - anon 01/26/04
(3)
- Criminal charges for bad checks in Illinois - Tia 01/26/04
(9)
- mel s harris judgement - nyc judgements 01/26/04
(2)
- is there some way to get stupid experian to do more than 2 investigations - pisco 01/26/04
(0)
- Soldier's and Sailor's Relief changed - Bob3 01/26/04
(1)
- What is CAMCO - Joseph 01/26/04
(2)
- Linda's Pay for removal doc - indebt 01/25/04
(3)
- Finding start date of SOL - Quest 01/25/04
(1)
- Tried to collect twice - twotime 01/25/04
(3)
- NEED ADVICE! Negotiate Settlements vs Bankruptcy - sara319 01/25/04
(11)
- AMX Charge off - Quest 01/25/04
(1)
- SOL all CA'S? - Quest 01/25/04
(1)
- Summons - sdgone 01/25/04
(3)
- What can a lawyer do - Troubled 01/25/04
(5)
- help: exorbitant damages from lease on report - c murray 01/25/04
(5)
- well it works - Mark Alderaine
01/25/04
(3)
- question about bank account being frozen - kareninillinois 01/25/04
(4)
- Please Help me decide what to do next? Anyone! - Need Help 01/25/04
(6)
- Hearing/Negotiations - Indebt 01/25/04
(0)
- Hearing/Possible Judegement - Judgement 01/25/04
(0)
- old judgement and new home loan - cw 01/25/04
(12)
- Direct question about hard inquiries and SOL debts - Eyes on u 01/25/04
(2)
- Default judgement entered, now what happens? - wishiwasalaywernow 01/25/04
(4)
- Medical bill dispute - Rapidlygoinggray 01/25/04
(10)
- Apartment Lease Agreement - anon 01/25/04
(2)
- Can a repo man do this? - GS 01/25/04
(8)
- **paging** - Sweetyb 01/25/04
(3)
- **paging** "WHYCHAT" for advice - Sweetyb 01/25/04
(0)
- California Homestead Filing(for nelsh) - noslave 01/25/04
(0)
- New Checking Account w/o Check Systems - JZ 01/24/04
(0)
- Certified mail - Troubled 01/24/04
(6)
- BK7 Question - Reformed 01/24/04
(3)
- S.O.L.-STATE I LIVE or STATE CA Operates - HELP 01/24/04
(2)
- Customer Service Numbers........ - Ezell 01/24/04
(0)
- this call may be monitored - catballou 01/24/04
(1)
- question Parry or Ladynred - billy billy 01/24/04
(3)
- rule 15 - sunny 01/24/04
(0)
- lawsuit from Discover( In Cal.) - noslave 01/24/04
(9)
- asking this one more time /time for charge offs - catballou 01/24/04
(3)
- do NOT put any personal info online about anyone! - catballou 01/24/04
(0)
- Alegis/ Sherman/ Crap 1 Deal - Rlee from OH 01/24/04
(3)
- Time limit for collectors after asking for validation - Hollow 01/24/04
(6)
- Where the SOL applies - SOL in SF 01/24/04
(3)
- AMERICREDIT repossession HELP PLEASE! - AtALOSS 01/24/04
(1)
- Old medical bill - Mikalnix 01/24/04
(2)
- RSHK/CBUSA & ValueAmerica/HSB - Beeleg 01/24/04
(2)
- Hearing w/o being served complaint - Indebt 01/23/04
(0)
- SOL -- applies to state of residency or state of original creditor - gittanes 01/23/04
(1)
- judgments & CH 7 - jesse 01/23/04
(3)
- For all of MBNA fans.. - Earl Jondro 01/23/04
(1)
- What is a Certified Process Server? - Busted 01/23/04
(8)
- * NEWCOMERS * PLEASE READ BEFORE POSTING + LINK TO WHY CHAT'S WEBSITE - WHY CHAT 01/23/04
(0)
- JBC Associates - Rodney 01/23/04
(2)
- NCO - TBone 01/23/04
(1)
- Why Chat; RE: SOL in Calif. - Quest 01/23/04
(1)
- Reported delinquent 6 years later - Jennifer 01/23/04
(2)
- Privacy Guard....still monitoring - Linda B 01/23/04
(3)
- SOL in Calif. - Quest 01/23/04
(1)
- gas cards - shermanhater 01/23/04
(6)
- Lawsuit was filed against me - LSL 01/23/04
(1)
- Lawsuit Answer - DF 01/23/04
(4)
- W&A called today and... :>) - Reformed 01/23/04
(6)
- lawsuit filed state of ga - cjkmbx 01/23/04
(8)
- Camco - class action lawsuit - scott 01/23/04
(2)
- Trying to Build Credit - Hadi Abrishamchian 01/23/04
(4)
- Anybody ever heard of Credit Management Company?... - Lyfsabeach 01/23/04
(7)
- bankruptcy 7 questions (long message) - SnowBunny 01/23/04
(2)
- Consent Judgement - TXMomy 01/23/04
(8)
- Alegis/Sherman - kareninillinois 01/23/04
(6)
- Why Chat or Others- Cease and Desist letter - Anon 01/23/04
(0)
- Thanks for the great advice!! - KR 01/23/04
(1)
- No Qualifying Homes Available / No credit-no problem - ownerwillcarry 01/23/04
(0)
- How do I find how much I owe? - Big Trouble 01/23/04
(7)
- False information - Good Sister 01/23/04
(5)
- Ohio SOL - Why Chat or anyone - Aimabear 01/23/04
(10)
- Question:Why Chat-Scott-Lady-Taziblue - marvbear 01/23/04
(2)
- Here's a Doozie - Your Thoughts??? - NewMom 01/23/04
(2)
- Missouri SOL - Troubled 01/23/04
(1)
- Debt on Credit Report Twice - Shelia 01/23/04
(2)
- Car value - Big Trouble 01/23/04
(4)
- WhyChat-Ch 7 and bonds - Big Trouble 01/23/04
(2)
- Debt elinimation-Why chat? - To good to be true 01/23/04
(4)
- re:taping calls - catballou 01/23/04
(4)
- whychat/ about charging off after 180 days - catballou 01/22/04
(2)
- CREDIT COUNSELING BEWARE - CREDIT COUNSELING BEWARE 01/22/04
(0)
- Why Chat- Cease and Desist - Carolyn 01/22/04
(1)
- advice from reformed??? - shermanhater 01/22/04
(3)
- Taking money out of an account before the judgement - Carolyn 01/22/04
(10)
- Questions - Chuck 01/22/04
(3)
- Wolpoff Abramson - Aurelia 01/22/04
(3)
- SOL INFO - MIKEY 01/22/04
(1)
- Attorney Collection Letter - Jim 01/22/04
(1)
- Another question re: asset - aimabear 01/22/04
(1)
- Service of Summons - Cara 01/22/04
(3)
- CREDIGY CRIMINALS - JAY SEA 01/22/04
(7)
- Credit score - need advice 01/22/04
(0)
- A POWERFUL TOOL TO HELP SOLVE YOUR PROBLEMS - WHY CHAT 01/22/04
(4)
- Telegram Notification - MBNA Misery 01/22/04
(5)
- To Catballou from below - Reformed 01/22/04
(3)
- more taping experiences - catballou 01/22/04
(2)
- SOL? - Moonovertx71 01/22/04
(2)
- judgments & threats - me 01/22/04
(5)
- to the board/a thank u - catballou 01/22/04
(2)
- Questions about old debts - xena 01/22/04
(7)
- judgement - usn2boyz 01/22/04
(2)
- bounced checks - shermanhater 01/22/04
(2)
- Taping, be careful - Reformed 01/22/04
(5)
- Who's fault? - Littlewing 01/22/04
(0)
- Do you want to openly refuse to pay a SOL debt ? - Eyes on u 01/22/04
(9)
- What is a charged off debt? - TXMomy 01/22/04
(1)
- indiv. bk7-debts and spouse-LADYNRED_PARRY-YCHAT - justfauxit 01/22/04
(12)
- Need help disputing info on credit reports - argh 01/22/04
(1)
- Truck can't make payments - Rose 01/22/04
(3)
- Unpaid Medical - bessie 01/22/04
(3)
- Help me, I am so depressed - Rosie 01/22/04
(12)
- Bankrupcty HELP!!!! - Marie 01/22/04
(1)
- SHERMAN AQUISITIONS LLC - eRICA` 01/22/04
(2)
- Freezing your Bank Account question - TXMomy 01/22/04
(12)
- phone calls/refuses validation - hereiam 01/22/04
(6)
- Help- How do I stop the phone calls - Carolyn 01/22/04
(5)
- Please Help! Chex Systems - chexvictim2004 01/22/04
(5)
- angel of mercy/question? - catballou 01/22/04
(0)
- Complanint and Summons never sent - TOMTOM 01/22/04
(3)
- bankruptcy - john 01/22/04
(2)
- bankruptcy - john 01/22/04
(0)
- Wage Garnishment - J Kelly 01/21/04
(2)
- helpful info for all - nelsh 01/21/04
(3)
- WHAT DOES HOMESTEAD DO? - nelsh 01/21/04
(2)
- Recording calls... - Reformed 01/21/04
(3)
- sued, judgment, other... Ga only!!! - Reformed 01/21/04
(3)
- How low would a CA go - Busted 01/21/04
(7)
- Please stop paying, you are costing me my job. - x-providian worker 01/21/04
(3)
- Help... - Nicole 01/21/04
(1)
- question about foreclosure and judgement - becbac 01/21/04
(1)
- Sherman Financial - kareninillinois 01/21/04
(8)
- Must not a creditor accept whatever you offer to pay... - Nicole 01/21/04
(3)
- Interest, fees and no statements after charge off - Bob3 01/21/04
(0)
- Bankruptsy-spouse only - sdgone 01/21/04
(2)
- lien on house for car - in2deep 01/21/04
(1)
- BK - need help 01/21/04
(2)
- CC threating to look into what U own - Moonovertx71 01/21/04
(4)
- How 'bad' is a judgement? - TXMomy 01/21/04
(15)
- Proving Sherman is ALegis - frustrated 01/21/04
(2)
- How much can they get? - computerguy 01/21/04
(0)
- questions about bad checks - NoVA 01/21/04
(6)
- easybkdocs bankruptsy services - john 01/21/04
(3)
- bk - rOSIE 01/21/04
(4)
- Sued, need advice - sos 01/21/04
(7)
- collectcorp lied to me?? - jbw328 01/21/04
(6)
- collection account shows up on CR, Why Chat? - Burton 01/21/04
(1)
- HELP!!! Need advice urgently - John Q 01/21/04
(6)
- The End is Near... - Terry 01/21/04
(18)
- Can O' Worms - Power Johnson 01/21/04
(6)
- Ex-spouse debt?? - Harley 01/21/04
(5)
- Sued by Asset Acceptance - CASPER 01/21/04
(5)
- Collector threats - Ellistrae 01/21/04
(6)
- Will this plan work to prevent bankruptcy and foreclosure? - rb41861 01/21/04
(5)
- Why Chat or someone please help - Deeply distressed. 01/21/04
(1)
- JBC Second Letter? - moon2003 01/21/04
(4)
- GC Services Limited Partnership????????? - MAtraveler 01/21/04
(1)
- Gateway/CBUSA NA Contact info - DJ Sauce 01/20/04
(3)
- CAMCO - buldog 01/20/04
(2)
- weltman weinburg and reis - nelsh 01/20/04
(9)
- collection agents have scripts/useful tips - catballou 01/20/04
(6)
- 1099C form and other CC questions(2nd) - Moonovertx71 01/20/04
(0)
- 1099C form and other CC questions - Moonovertx71 01/20/04
(3)
- How could a Collection Agency get a cell number? - Curious 01/20/04
(3)
- yet another general question /thoughts - catballou 01/20/04
(5)
- Collection - Gary 01/20/04
(1)
- To: Power Johnson, no need for others to respond to this. - SunkissedBeach 01/20/04
(23)
- collection agencies db in TX/license - catballou 01/20/04
(0)
- *NOTICE* READ BEFORE POSTING - + LINK TO WHY CHAT'S WEBSITE - Why Chat 01/20/04
(0)
- Credit Store - Chaz 01/20/04
(1)
- Debt colection - Jeff 01/20/04
(4)
- any body heard of these folks - nelsh 01/20/04
(0)
- trying to settle but . . . - Wingin it 01/20/04
(13)
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