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Re: Bankruptcy: re credit card debt and unemployed
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Posted by J Kelly
(151.197.219.208) on February 05, 2004 at 14:18:51:
In Reply to: Bankruptcy: re credit card debt and unemployed posted by deepindebtintexas on February 05, 2004 at 14:03:27:
Your home is safe.http://www.bankruptcyaction.com/bankruptcyexemptions.htm
The only way you can get a 1099 is when the creditor forgives a portion of the debt. The CA is once again lying, making threats,playing on your emotions. They are trying to scare you into paying them. YES, THEY CAN GET TO YOUR CHECKING ACCOUNT. TAKE YOUR MONEY OUT OF THE BANK ASAP.
Don't talk to collection agents. They are trained to lie, and threaten. The phone is their tool. Take it away from them. Let the machine pick up, watch caller ID, and if you do get a collector by accident tell them the the SOB that they are looking for moved out a couple of days ago. Go on and on about how this person screwed you too. Bet they will hand up before you do. They won't call back either. Once you file bk, all collection activity must stop. Good Luck. You will not get a 1099 from debts discharged in bk. Don't worry about it. Good Luck.
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