Re: Question for Why Chat
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Posted by Why Chat (209.240.205.61) on February 13, 2004 at 19:36:40:
In Reply to: Question for Why Chat posted by Chris on February 13, 2004 at 18:42:07:
If you have no records of your original account billings, then you need to get your credit reports and see what is showing there. Make sure you order individual reports directly fom the 3 CRA's, I suggest snail mail rather than on line as the mailed reports contain more data. Your Experian report will show a "removal date" this is 7 years after the reported first date of delinquency ( start of SOL) I also suggest you Opt Out. I DO NOT suggest any "validation" letters until you are sure you are past SOL. Do NOT talk to CA's. let your answering machine pick up.
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