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Re: WhyChat MUst read


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Posted by LadynRed (68.32.101.73) on February 14, 2004 at 09:31:13:

In Reply to: WhyChat MUst read posted by jp on February 14, 2004 at 01:06:13:

AG definitely doesn't get it, but the blather from ASS-et is typcial.

As for their 'proper' validation, it IS insufficient. Per the FDCPA, a CA cannot just 'parrot' what it already has in its computers.

Per Spears v. Brennan, 'the last few statements' alone, nor the signed contract alone, consists of proper validation. They have to produce ALL the statements, a complete history of the account to prove the amount they allege that you owe - down to the last penny !!! ASS-et didn't do so because most of the time they can't.

If you end up in court, you need to use these points in that they have NOT sufficiently proven anything.



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