Re: Mortgage with a charge off
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Posted by Why Chat (209.240.205.61) on February 16, 2004 at 16:38:15:
In Reply to: Mortgage with a charge off posted by Rae on February 16, 2004 at 15:46:00:
Has the account been sold to a CA? Have you been sued? If you were not sued and are still in SC, I suggest the following. Opt Out
Wait a few weeks, then delete prior addresses on your reports.
Once you are beyond SOL on this account, (3 years after first default-- usually about 6 months prior to chargeoff date) Send a dispute to the CRA's as "not mine, no such account for this amount for this date"( this is to dispute the CA account.) If a CA is reporting, send them the SOL letter from my website. You may be able to get it off your reports this way.
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