One account magically becomes four?
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Posted by gerbil (68.243.230.211) on February 17, 2004 at 22:41:45:
Hello, I pulled my credit report from the big three a couple days ago, and after studying them, I've noticed something that seems a little odd to me, I'm not sure what is up here. I had a loan with Citifinancial, one loan -- I only signed one set of loan papers. My credit reports all list three to four loans now! They're all with Citifinancial, not CA's. One is listed as paid as agreed, one is closed - charge off, one is 60+, the other is 120+. The charge-off is probably most accurate, I went through a divorce a couple of years ago, won't go into details here. My question: how can one loan become four? They're all listed with different account numbers, and now in the account summary sections I have one good account and three bad ones. I'm not arguing the one bad one, but it seems unfair (to me) that if I only had one loan, why should it count against me multiple times? Anyway, I know little of credit law and rules, so I'm just asking to see if this is kosher. Thanks,
gerbil
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