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Re: selling CC accts to Collection Agency...What is beginning SOL date???


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Posted by MerryNoMore (66.233.112.7) on February 19, 2004 at 20:46:55:

In Reply to: Re: selling CC accts to Collection Agency...What is beginning SOL date??? posted by Why Chat on February 19, 2004 at 19:29:21:

WHyChat ...This Is Merry in Texas again..The A T &T Universal CC I paid on last was 6/99 according to Equifax...I think it was before that. This account was charged off but has no date. I would guess after 120 days late 12/99. The Citation reads Citibank Universal card, but is same account number. I never had a Citibank card. Attached to the Citation was a Unifund Verification of statement of Account. I call Attorney sueing me and they tell me it was A T & T but is now Citibank CC and give date of last activity as 2/2000 (WRONG). They refused to tell me the last date of payment because they are suing me. I then call CitiBank and they can't tell me any payment info because they sold account to Unifund and no longer have file. So I call lady on Unifund Verification, to get DLA and she say attorney has file. According to credit reports Unifund list this very account with a NEW open Date of 1/2002. I also see that Attorney Checks my credit on 6/2003. I am having an attorney friend file an answer stating SOL tomorrow. In the meantime I have old bank statement on the way just in case Any tips?? MerryNoMore


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