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FICO Score


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Posted by Lance on April 18, 2001 at 21:16:53:

What is a good rule of thumb as far as knowing what kind of FICO score it takes in order to be approved for a car loan (and at a decent market rate)? Some online sources I've looked at say you need a score over 700 to be considered a "good risk" by most lenders. Others say over 650 is considered good, while others say anything over 620 is adequate. I'd like to know prior to going to apply for a loan so I can avoid the embarrassment of being declined. Thanks for any help you can give.


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